✈️ Best for: Premium Travel Perks & Lounge Access
American Express Platinum Card®
Welcome Offer
As high as 175,000 Membership Rewards® points after spending $12,000 in eligible purchases in first 6 months
Key Rewards
5X Membership Rewards® points on flights booked through Amex Travel, prepaid hotels
Annual Fee
$895
Intro APR
N/A
Regular APR
See Pay Over Time APR
💎 Best for: Luxury Travel Rewards
Chase Sapphire Reserve®
Welcome Offer
125,000 bonus points after spending $6,000 in first 3 months
Key Rewards
8x points on Chase Travel℠, 3x on dining & select travel
Annual Fee
$795
Intro APR
N/A
Regular APR
19.49% - 27.99% Variable
💲 Best for: Best Value Travel Card
Chase Sapphire Preferred® Card
Welcome Offer
75,000 bonus points after spending $5,000 in first 3 months
Key Rewards
5x on Chase Travel℠, 3x on dining, 2x on online grocery
Annual Fee
$95
Intro APR
N/A
Regular APR
19.24% - 27.49% Variable
🔥 Best for: No Annual Fee Cash Back
Chase Freedom Unlimited®
Welcome Offer
$200 bonus after spending $500 in first 3 months
Key Rewards
5% on Chase Travel℠, 3% on dining & drugstores, 1.5% on everything else
Annual Fee
$0
Intro APR
0% for 15 mo
Regular APR
18.24% - 27.74% Variable
🛒 Best for: Grocery & Streaming Cash Back
Blue Cash Preferred® Card from American Express
Welcome Offer
As high as $300 cash back after spending $3,000 in first 6 months
Key Rewards
6% cash back at U.S. supermarkets (up to $6,000/yr), 6% on select streaming, 3% on transit & gas
Annual Fee
$0 first yr, then $95
Intro APR
0% for 12 mo
Regular APR
19.49% - 28.49% Variable